by Jake Donovan | Jul 31, 2025 | Real Estate Tips, Refinance
Accessing Home Equity US home owners are sitting on a close to record 34.5 trillion in untapped home equity according to Bankrate. They estimate that the average home owner with a mortgage has $302,000 of home equity available to them. A common way to access some...
by Jessica Irwin | Jun 12, 2025 | Real Estate Tips
Understanding Real Estate Fraud Fraud threats have been around for years however it seems as though fraudsters are always changing their tactics and finding new ways to deceive people. The latest incident of real estate fraud is focused on title fraud. Individuals are...
by Jake Donovan | Apr 9, 2025 | Real Estate Tips
It has long implied that 20% is the average down payment on a house. With a 20% down payment lenders will see you as a lower risk borrower and this will prevent you from having to pay PMI (Private Mortgage Insurance.) While there are benefits to having a larger down...
by Jake Donovan | Dec 18, 2024 | Real Estate Tips
Fannie Mae has made the announcement that there are changes coming to the eligibility requirements for a value acceptance (also known as an appraisal waiver.) The changes are part of an initiative to balance the need for a traditional appraisal vs. alternative methods...
by Rob Messenger | Dec 5, 2024 | Loan Limits, Real Estate Tips
The Federal Housing Finance Agency (FHFA) has announced the official loan limits for 2025. The FHFA determined that property values have increased by 5.2% on average from the end of 2023 to the end of 2024. This increase determines the 2025 loan limits so they have...
by Rob Messenger | Oct 24, 2024 | Real Estate Tips
There has been significant buzz recently around the anticipation of Federal Reserve rate cuts. Most people expect the cuts to result in an immediate mortgage interest rate reduction. However the truth is that a decrease in mortgage interest rates can take time and...
